Dave Ramsey Seminar Update

by JD on September 1, 2010

I am excited. We are now less than two weeks away (September 14) from hosting the Financial Peace University seminar. As the Coordinator, I have been very busy these last few days. We have over 50 people signed up to attend!

I will begin previewing the sessions (one of the perks of being the coordinator is that I have access to the DVDs) next week. The preview video which we have shown twice so far to two different groups is really good, and it was only about 20 minutes. The preview highlights the topics that will be covered and gives a brief glimpse into Dave Ramsey’s background, and gives a few stats concerning American Finances. The average length of the actual  seminar video’s is one hour.

13 weeks is a long time – from September 14 through December 7th. I hope I can keep motivated giving up so many Tuesday nights in a row (I already give up my Wednesday nights for church / work). But if a few people can get their finances in order, then it will be worth it. Plus, maybe I will get a few blog articles out of it!

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Delaying a Purchase

by JD on August 31, 2010

I just finished painting our hallway and our downstairs bathroom. Naturally, once you finish a project, it will now cost more money to decorate! For the hallway, my wife now wants new picture frames because the old ones do not “look good” with the new paint.

I understand her point. And I am willing to get them – but not until I have the money for them. Now, picture frames are not that much. But I would have to rob from another budget to get them now. If I wait a week – it can come out of the correct budget.

It’s a small thing – but I have found that it is the small things that add up and get us into trouble. We cheat a little here, a little there, and pretty soon we have a financial crunch. I would rather make a little decision now than have to make painful big decisions later!

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Sunday Thought 96

August 29, 2010

The average American family gives between 2% and 3% to charity. Not bad, but not necessarily great either. As a Pastor, there is a story in the Old Testament that amazes me in regards to giving. The story is found in Exodus chapter 36. Moses and the Israelite leaders are preparing to build the tabernacle. [...]

Money Savvy Pig!

August 27, 2010

School starts next week for our three girls. They will be in 3rd, 2nd, and 1st grades – this will be their first year in public school (they have been home schooled). My wife and I thought that this year would be a good time to start giving an allowance and start teaching some financial [...]

Back from Vacation

August 25, 2010

Vacation is over and I am swamped at work! But I am glad we got a chance to get away as a family. We went to my parents cottage and it was relaxing. This vacation was a two-for one: it was a great time and we spent very little money! That is extremely good since [...]

Sunday Thought 95

August 22, 2010

As an Administrative Pastor, I have the opportunity to meet with couples to do “Financial Counseling.” Usually the couples wait to late to come and see me – they are usually in debt, have negative cash flow, and are getting behind in payments. But what really surprises me is that when these couples come in, [...]

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