Nuggets for 02-02-06

A semi-regular feature of A Penny Saved…

Cash Back Credit Cards

Get real. These things are CRAP. Why? Because, when you use credit cards, you are using a form of payment which is not “real”. Whenever you spend real cash, you “feel” the transaction. When you use credit, you don’t “feel” the money leave your pocket. Be honest…

A Billionaire’s Budget

Turns out that the personal financial advisor to Oracle Corporation founder Larry Ellison, worth about $17 billion and the nation’s fifth richest according to Forbes, sent him a series of emails that warned him of his “habitual runaway spending.”

Opening an HSBC Direct Online Savings Account

After reading about HSBC’s new 4.80% APY rate teaser (good through April 30, 2006), I finally decided to open an account. Before I go any further, I should say that there’s currently a $25 bonus available for opening a new account. Simply use this HSBC Direct $25 Bonus link and use ‘start‘ as your promo code.

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