Comments on: Mid-term savings methods http://www.penny-saved.com/2006/07/03/mid-term-savings-methods/ Personal Finance and Wealth by the Penny Tue, 06 Jan 2009 13:37:50 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Responses to “How to invest for 3-7 years out” | Experiments in Finance http://www.penny-saved.com/2006/07/03/mid-term-savings-methods/comment-page-1/#comment-156 Responses to “How to invest for 3-7 years out” | Experiments in Finance Fri, 07 Jul 2006 14:25:37 +0000 http://www.penny-saved.com/2006/07/03/mid-term-savings-methods/#comment-156 [...] Mid-term Savings Methods by Shane Ede at A Penny Saved suggests high-yield savings accounts, some CDs, and perhaps some stock exposure. A comment from a reader recommended lumping long-term savings together and just separating them out “virtually” using an Excel spreadsheet [...] [...] Mid-term Savings Methods by Shane Ede at A Penny Saved suggests high-yield savings accounts, some CDs, and perhaps some stock exposure. A comment from a reader recommended lumping long-term savings together and just separating them out “virtually” using an Excel spreadsheet [...]

]]> By: thatedeguy http://www.penny-saved.com/2006/07/03/mid-term-savings-methods/comment-page-1/#comment-155 thatedeguy Mon, 03 Jul 2006 15:30:46 +0000 http://www.penny-saved.com/2006/07/03/mid-term-savings-methods/#comment-155 That actually isn't a bad idea Carl. If you decided you didn't need the money, you could throw them right back into the CD and keep on earning the interest. A viable option! That actually isn’t a bad idea Carl. If you decided you didn’t need the money, you could throw them right back into the CD and keep on earning the interest.

A viable option!

]]> By: Carl http://www.penny-saved.com/2006/07/03/mid-term-savings-methods/comment-page-1/#comment-154 Carl Mon, 03 Jul 2006 13:55:45 +0000 http://www.penny-saved.com/2006/07/03/mid-term-savings-methods/#comment-154 Why not lump the the long term items together for investing and just rbreak it bown in Excel. You could invest in Short Term CDs, Start a Ladder of them. You would not have many long term items all come at he same time as only 1 CD would be close to being available. So it would be hard to remodel and buy a car during the same period, but a portion of the savings would always be availble in the near term and when it gets closer to purchasing a mojor item you can move the money to a savings account. Why not lump the the long term items together for investing and just rbreak it bown in Excel. You could invest in Short Term CDs, Start a Ladder of them. You would not have many long term items all come at he same time as only 1 CD would be close to being available. So it would be hard to remodel and buy a car during the same period, but a portion of the savings would always be availble in the near term and when it gets closer to purchasing a mojor item you can move the money to a savings account.

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