That’s not a Knife…
This is a knife.
No, this hasn’t been transformed into a site about Bowie Knives and odd Australians caught out of their element in New York.
Sometimes, the “knife” that you use to cut expenses just isn’t big enough. Sometimes you have to look at your expenses and say “This is a knife!”
Desperate times call for desperate measures. When you’ve cut everything you think that can be cut, there will almost always be something else. Take out your proverbial magnifying glass and examine your expenses very closely.
Do both you and your wife drive seperately to work? Do you have to?
Do you really need to have that special bread for your sandwiches?
Is it necessary to have the fastest internet possible? Would a slower speed connection be ok?
Would it be possible to find cheaper rent housing?
Every little bit counts when you’re trying to save yourself from bankruptcy, debtors prison, and bookies. And you don’t necessarily need to be in danger of any of those things to take a close look. Doing so may allow you to find the extra money to put into your vacation savings that will make the difference between San Diego and Hawaii. Above all, the further below your means you live the more you can save for things like vacation, college, and retirement.
Take a close look at your expenses, and proudly declare that “This is a Knife!”
Technorati Tags: expenses, budget, vacation, savings, college, retirement
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Brent said,
Wrote on October 6, 2006 @ 3:57 pm
So true. My wife and I have “batten down the hatches and suck it up plan” always waiting in the wings.
In times of great financial peril, we are prepared to sell the house ditch the monthly mortgage payment, live in a place that’s light on utilities, stop all the extras, and work up our income from there.
The goal is freedom - not a collection of expensive toys, and monthly trips to the Hamptons.
the Prince of Thrift said,
Wrote on October 7, 2006 @ 9:42 am
Very true. I recently seen in my local paper that cox.net was raising rates on their Kansas customers. I called cox up and lowered my internet service to the cheapest (value) service. I already have the cheapest TV service they offer (and that was the only service that didn’t increase). When I told them it was because of their outlandish rate increase, they told me that they hadn’t raised rates in 2 years. At this point I became irritated, and told them I hadn’t had a pay raise in 3 years. That pretty much shut them up, and they said, “OK, I will put this through.”
I swear, these big corporations making millions of dollars try to act like they are so poor, and it’s the consumers they are ripping off, who are really the poor ones.
Swintah said,
Wrote on October 7, 2006 @ 11:20 pm
Debtor’s prison hasn’t existed since the mid 1800’s in the US and UK. No one has to worry about debtor’s prison. Have you considered fact checking?
thatedeguy said,
Wrote on October 8, 2006 @ 5:07 pm
I’m pretty sure that I knew that debtor’s prison doesn’t exist anymore. I threw that in as a bit of a comedic relief point.
Sally Parrott Ashbrook said,
Wrote on October 10, 2006 @ 3:51 pm
Sadly, many of the families I deal with DON’T realize they won’t get sent to debtor’s prison.
Good post. I’ll remind my families to look at the small pictures as well as the big one at a budgeting class next week.