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	<title>Comments on: New Year Cleaning time</title>
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	<link>http://www.penny-saved.com/2006/12/08/new-year-cleaning-time/</link>
	<description>Personal Finance and Wealth by the Penny</description>
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		<title>By: Matt</title>
		<link>http://www.penny-saved.com/2006/12/08/new-year-cleaning-time/comment-page-1/#comment-359</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Mon, 11 Dec 2006 20:03:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.penny-saved.com/2006/12/08/new-year-cleaning-time/#comment-359</guid>
		<description>My own new year resolutions debt wise is to continue spending less and saving more. I&#039;m not in any great deal of debt myself personally but we do spend more money than we should on things we don&#039;t always need, money I&#039;m thinking could be saved for a rainy day so to speak. All the best, Matt (UK).</description>
		<content:encoded><![CDATA[<p>My own new year resolutions debt wise is to continue spending less and saving more. I&#8217;m not in any great deal of debt myself personally but we do spend more money than we should on things we don&#8217;t always need, money I&#8217;m thinking could be saved for a rainy day so to speak. All the best, Matt (UK).</p>
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		<title>By: dimes</title>
		<link>http://www.penny-saved.com/2006/12/08/new-year-cleaning-time/comment-page-1/#comment-358</link>
		<dc:creator>dimes</dc:creator>
		<pubDate>Sun, 10 Dec 2006 00:16:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.penny-saved.com/2006/12/08/new-year-cleaning-time/#comment-358</guid>
		<description>Revisions whenever things dramatically change, like pay raises/promotions, moves, or when my seasonal income dries up.  We don&#039;t have to do too much revising though because we generally live quite below our means.</description>
		<content:encoded><![CDATA[<p>Revisions whenever things dramatically change, like pay raises/promotions, moves, or when my seasonal income dries up.  We don&#8217;t have to do too much revising though because we generally live quite below our means.</p>
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