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	<title>Comments on: New Year Cleaning time</title>
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	<link>http://www.penny-saved.com/2006/12/08/new-year-cleaning-time/</link>
	<description>Personal Finance and Wealth by the Penny</description>
	<pubDate>Mon, 12 May 2008 12:39:11 +0000</pubDate>
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		<title>By: Matt</title>
		<link>http://www.penny-saved.com/2006/12/08/new-year-cleaning-time/#comment-359</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Mon, 11 Dec 2006 20:03:08 +0000</pubDate>
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		<description>My own new year resolutions debt wise is to continue spending less and saving more. I'm not in any great deal of debt myself personally but we do spend more money than we should on things we don't always need, money I'm thinking could be saved for a rainy day so to speak. All the best, Matt (UK).</description>
		<content:encoded><![CDATA[<p>My own new year resolutions debt wise is to continue spending less and saving more. I&#8217;m not in any great deal of debt myself personally but we do spend more money than we should on things we don&#8217;t always need, money I&#8217;m thinking could be saved for a rainy day so to speak. All the best, Matt (UK).</p>
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		<title>By: dimes</title>
		<link>http://www.penny-saved.com/2006/12/08/new-year-cleaning-time/#comment-358</link>
		<dc:creator>dimes</dc:creator>
		<pubDate>Sun, 10 Dec 2006 00:16:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.penny-saved.com/2006/12/08/new-year-cleaning-time/#comment-358</guid>
		<description>Revisions whenever things dramatically change, like pay raises/promotions, moves, or when my seasonal income dries up.  We don't have to do too much revising though because we generally live quite below our means.</description>
		<content:encoded><![CDATA[<p>Revisions whenever things dramatically change, like pay raises/promotions, moves, or when my seasonal income dries up.  We don&#8217;t have to do too much revising though because we generally live quite below our means.</p>
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