$100 bonus from CitiBank
Maybe I missed this before, but Citibank seems to be giving a $100 sign-up bonus for signing up for a Citibank direct ultimate savings account.
There don’t seem to be any minimums on the account and there don’t seem to be any hidden fees. The rate is currently at 4.65% APY. I also don’t see any requirement for minimum opening balance or any requirements for how long the money has to stay in the account. What I do see is that it’s a one time only sort of deal. If you’ve ever had an account with them or already do have an account with them, you are not eligible.
It isn’t the greatest rate in the world, as I think there are several online savings’ that are paying well over 5%, but for the extra $100, it just might be worth the extra time put in.
Has anyone held an account with Citibank direct? If anyone signs up under this deal, I’d love to hear any further details.
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Zach said,
Wrote on May 21, 2007 @ 11:16 pm
I tried this about a month ago, with a similar offer of $50. It didn’t say anywhere (believe me, I looked EVERYWHERE) that a minimum deposit was required to get the money, just opening an account was required…
Once I got the account set up and funded (I think with $25), THEN I saw that a minimum deposit of $250 or $500 or something like that was required to get the bonus…
I dunno about this offer, but I’d suspect it’s the same thing. I’m pretty unhappy about the dishonesty…
Zach said,
Wrote on May 21, 2007 @ 11:17 pm
Oh, by the way, Citi pulls a hard inquiry on your credit report (it was Equifax for me), so keep that in mind before you apply.
thatedeguy said,
Wrote on May 22, 2007 @ 5:38 pm
Thanks for the info Zach. I think it’s safe to assume that there is most likely an initial deposit requirement.