A Penny Saved

Yes, A Penny Saved is at it again. My name is JD and I am a newbie to the team. Here’s a little bit about my journey in life. I am in my middle 40’s (closer to the upper!), I have been a Quality Control Coordinator for a computer company, have also been an Administrative Manager for a small manufacturing company, worked for a non profit enterprise in Personnel, and currently am an Administrative Pastor for a medium sized church. I have a Master of Divinity degree (MDiv) and a Master of Administration degree (MBA) which I guess makes me an educated fool. I own 60% of my home (the bank owns the rest), have a home equity loan at about $13,000, and no other debt. On the personal side, I have a wonderful wife of 20 years and we have 3 precious little girls.

I look forward to sharing some of the things I’ve learned along the way, and from learning from you!