I have been thinking about getting an on-line checking account for some time. Well, I have finally taken the plunge. I decided to go with ING’s Electric Orange account. It’s different than others, with no actual checks – in fact everything is done on-line. It also doesn’t have the highest interest rate. But I think for what I will be using it for it will work nicely. I will still have my brick and mortar checking account. Being in a more rural area I still need to write checks, also my internet connection isn’t always the most reliable (like when I lost an on-line connection for almost two days for no reason this weekend!).
I don’t expect to make a lot of interest – most of the money will be flowing in and out within the month. But if I can make a “few pennies” over the course of the year, then it will be worth it.
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I have thought about the same thing, but I like my local Credit Union. Problems with other big national banks make me leery of trying another one like ING.
btw JD -
You have been tagged on my blog.