My current FD principal is $12,420.39! Yay!
So, I guess it’s time to set a mini-goal for March. I think getting my principal to under $11,850 by March 31st sounds reasonable… not too easy, and not too hard. I love watching the principal melt away. But still, being patient is a challenge. I just hate being in debt so much.
Anyway, sorry for the vague post earlier this week… just dealing with the normal “oh hai I’m an adult now stuff.” I guess my financial responsibility is a sign of maturity, but frugality has come pretty easily to me. Like Mrs. Micah, I don’t buy “stuff.” I pay for rent, internet, cell phone, groceries (and other toiletries/household items, like toilet paper and light bulbs), gas and car repairs, insurance, and student loans. That’s it. I eat out a few times a month, but at (semi-)inexpensive places. For example, I love Qdoba (mmm, shredded beef nachos), but I have found ways to make it less expensive. I signed up for their email list, so I get coupons and notifications about special deals. I also have a Qdoba rewards card, so after I buy ten entrees, I get one free! And even so, I’ve only been seven times since I started this blog. I go to the movies a few times a month, but it’s $4 a pop, and we have a free re-fillable popcorn bucket. Oh, and I buy a new book maybe every five months, to support webcomic authors. That’s about it. I don’t buy clothes, don’t buy make-up, don’t buy magazines (though I used to – I had a bad magazine habit in high school. Now I read blogs instead.), don’t buy cds or dvds, don’t buy electronic gadgets – don’t buy “stuff.” And I like it. It keeps my tiny room from getting cluttered. I already have what I need, anything else is just icing on the cake. Sure it would be nice to have an mp3 player, but I’ve thus far managed to live a fulfilling life within one. I spend less than $800 a month on living expenses, and if need be, I could cut that back even further. Now *that* gives me a feeling of security.
