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	<title>Comments on: Financial Choices are Hard</title>
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	<link>http://www.penny-saved.com/2010/01/26/financial-choices-are-hard/</link>
	<description>Personal Finance and Wealth by the Penny</description>
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		<title>By: JD</title>
		<link>http://www.penny-saved.com/2010/01/26/financial-choices-are-hard/comment-page-1/#comment-62780</link>
		<dc:creator>JD</dc:creator>
		<pubDate>Mon, 01 Feb 2010 21:54:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.penny-saved.com/?p=1338#comment-62780</guid>
		<description>It is hard to see so many people allow themselves to sink. I&#039;m glad that you have seen some change in your group of friends. Thanks for commenting and your kind words.</description>
		<content:encoded><![CDATA[<p>It is hard to see so many people allow themselves to sink. I&#8217;m glad that you have seen some change in your group of friends. Thanks for commenting and your kind words.</p>
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		<title>By: Sara</title>
		<link>http://www.penny-saved.com/2010/01/26/financial-choices-are-hard/comment-page-1/#comment-62690</link>
		<dc:creator>Sara</dc:creator>
		<pubDate>Sat, 30 Jan 2010 16:04:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.penny-saved.com/?p=1338#comment-62690</guid>
		<description>This post got me thinking about my group of friends and how much change I have seen in them all over the last year as the economy tanked. For instance, I have a friend who recently mentioned that he has paid his back taxes, set up a budget, and committed to quit spending money on Starbucks several times a week. He said that last year he spent over $600 on coffee! This is another &#039;TV or food&#039; scenario. Sadly, I think there are still many people, like this couple, who intend to let their debt swallow them whole.

PS- I love your blog, keep us the great work.</description>
		<content:encoded><![CDATA[<p>This post got me thinking about my group of friends and how much change I have seen in them all over the last year as the economy tanked. For instance, I have a friend who recently mentioned that he has paid his back taxes, set up a budget, and committed to quit spending money on Starbucks several times a week. He said that last year he spent over $600 on coffee! This is another &#8216;TV or food&#8217; scenario. Sadly, I think there are still many people, like this couple, who intend to let their debt swallow them whole.</p>
<p>PS- I love your blog, keep us the great work.</p>
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