Auto Insurance and Accident Update

Well, we finally got our Ford Explorer back from the repair shop (Thanks Guys!). Everything looks great, even better than it was in some places! And everyone is doing fine – my wife had a little whiplash but she is okay now. Our overall experience with the insurance companies was good. Our insurance company, Erie, paid the medical part and they came through. The other party’s insurance company, Progressive, paid for the accident repair (since it was their fault). I was quite impressed with Progressive – they were good to work with and paid everything they were supposed to. We had no hassles.

Since the accident I have been thinking about insurance, so this weekend if I can find some time I want to review our policy and see if I need to make any changes. It’s a good thing to do on an annual basis, but I must admit it’s been a couple of years since I’ve done it. Not the best to wait until after an accident (much better before!), but fortunately everything was covered. I especially want to look at our collusion coverage and our deductibles to see if they are good for our situation.

If you haven’t checked your insurance in a while, it might be a good time (before an accident!) to review your policy, either to look for savings or more complete coverage, whichever you need.