A Penny Saved

Personal Finance and Wealth by the Penny

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Saving even the smallest amount of money nowadays is in anyones best interest.

Learn the true secrets of becoming a penny pincher.

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  • Sainsburys finance - makes shopping more rewarding
               
    Credit
    Card
    With our Sainsbury's Nectar Credit Card (typical 12.9% APR variable), we'll give you 2 Nectar points for each £1 you spend in Sainsbury's with your card. Double Nectar points can be earned for 2 years only
    Loans
    Sainsbury's have personal loans with a typical 7.2% APR for shoppers who collect Nectar points
    • Easy to arrange with no set up fees
    • 7.2% APR typical for Sainsbury's shoppers
    Home
    Insurance
    Customers with a Nectar card will receive double Nectar points on Sainsbury's shopping and fuel when taking out combined buildings and contents insurance.
    • 15% discount on combined buildings and contents cover
    • unlimited buildings cover for the cost of rebuilding your home
    Pet
    Insurance
    Our pet insurance offers 2 levels of cover so that your pet gets the care it needs. Only Option 2 policies qualify for double Nectar points.
    • 1/3 off when you purchase a policy online (offer ends 28.3.11)
    • Additional 5% discount for second pet
    Easy
    Saver
    Saving is easy with our telephone and online based savings account
    • Double Nectar points on Sainsbury's shopping for 2 years
    • A variable interest rate of 2.50% AER
    • Enjoy up to 5 withdrawals
    Money
    Matters
    Read the latest personal finance articles, tips and guides from Sainsbury's Money Matters
    • Helpful hints and tips
    • Sensible saving and spending guides
    Nectar point
    calculator
     
    Use our calculator to work out how many Nectar points you could earn over 2 years on your weekly shop when you take out and use the following products ...





    Enter your weekly grocery spend at Sainsbury's
    £
     
    3 new product = 4 x points
    Over two years you could earn*:
    40,000
    Earned by combining base and offer bonus points
    Why not put these points towards one of these treats
    5,000
    14,000
    20,000
    30,000
    60,000
    =
    =
    =
    =
    =
    £50 off at Ask restaurants
    £70 off at Argos
    £100 of Sainsbury's shopping
    £150 off Eurostar travel
    £300 off at Homebase
    *Terms, conditions and exclusions apply. New
    customers only.
     
       More info    Less info    T's & C's
    Maximum 2500 bonus Nectar points per product per month. Terms, conditions and exclusions apply. New customers only.
    Double Nectar points with Credit Card for 2 years earned only when you pay with Sainsbury's Nectar Credit Card (Typical 12.9% APR variable) and hand over your Nectar card
    Double Nectar points earned when you pay with your Sainsburys Credit Card and hand over your Nectar points card. Additional terms, conditions and exclusions apply
    Terms, conditions and exclusions apply. Maximum 2500 bonus points per month. For 2 years only
    Min opening deposit of £5,000 within 30 days and maintained for 2 years. Additional terms and conditions apply
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  • Categories

    • Budgeting (136)
    • Carnivals (11)
    • Commentary (292)
    • Credit (43)
    • Debt Reduction (50)
    • Investment (76)
    • Money Makers (38)
    • News (40)
    • Other (222)
    • Our Total Money Makeover (8)
    • Penny Savers (101)
    • Ponderings (230)
    • Prosper (1)
    • Real Estate (26)
    • Retirement (30)
    • Reviews (45)
    • savings (89)
    • Site News (17)
    • Smart Money (124)
    • Spend Less (84)
    • Sunday Random Review (17)
    • Taxes (45)
    • Uncategorized (39)
    • Wealth Building (71)

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