Bad news seems to be all around us. Everywhere you turn, someone is letting us know how terrible things are right now - inflation, housing markets, stocks, the dollar, etc. It can really be depressing.
It is during times like these that we need to keep a positive attitude. Things may be tough, but not as [...]
I was reading an opinion piece by Marty Nemko in The Chronicle of Higher Education where he calls a bachelor’s degree America’s most overrated product. In the article are several astounding statistics:
40% of freshman at four-year colleges do not graduate in six years
Percentage of class time spent in classes of fewer than 30 students - [...]
We need to keep our word. If we say we will do something, we need to do it. This is especially true in finances. A vow can be defined as a promise, a pledge, or a personal commitment. It can be verbal or it can be written (like a contract). When we make a vow [...]
In the May issue of Readers Digest they describe a fictional typical American Famiy. Some of the things shared:
James and Mary (parents)Â are the most popular male and female names in the US
John and Patricia are the second most common names
James shoots a 96 in golf, Mary a 108
The daughter watches 2.5 hours of TV a day
The [...]
It is easy to get tempted to cut corners ethically when we face financial challenges. But we should never allow ourselves to be trapped into anything that is unethical, immoral, or dishonest, no matter how inviting it seems. “Such will be my wages. So my honesty will answer for me later, when you come concerning [...]
Death and Taxes are inevitable. (Thomas Chandler Haliburton–1796-1865)
While most people today are fixated on the latter (it being April 15th), I have been involved in the former. The church is preparing for a funeral tomorrow; I had an older lady and her son in my office earlier grieving - her husband of many years will probably [...]
We all need help. None of us knows everything about everything. “A wise man will hear and increase in learning, and a man of understanding will acquire wise counsel” (Bible, Proverbs 1:5). Some of the smartest and most respected individuals I know seek the help and knowledge of others.
This is true in all areas of [...]
I was at a seminar on Tuesday evening and the speaker, Tim Suloff, a Stewardship Representative from a local college, shared the 3 laws of the Least. With his permission, I thought I would share it with you:
Borrow the LEAST AMOUNT of money possible.
Borrow for the LEAST TIME possible.
Borrow at the LEAST PERCENTAGE RATE possible.
The [...]
Contentment is hard. It’s easy to want what someone else has, to want the “latest”. We just seem to always want just a little bit more. In my lifetime, I have seen the progression, especially in areas of technology. For instance:
First, it was black and white TV’s with rabbit ears
Then came color TV’s
Then came remote controlled [...]
In honor of April Fool’s Day, I thought I would share an appropriate story…
A dog was walking home with his prized dinner, a large piece of meat, in his mouth. On his way home, he walked by a river. Looking in the river, he saw another dog with a wonderful chunk of meat in his mouth.
     ”I [...]
