Total Money Makeover Update Month 1

The end of March officially was the end of the first month in our Total Money Makeover adventure. It’s officially been a lesson in our personal finance dilemma.
Our results are slightly mixed but certainly lean towards the positive. We had a little bit of trouble setting our initial budget and had to make [...]

20 real answers to the 20 dumbest finance questions: Part 2

This is part 2 of 2 of 20 real answers to the 20 dumbest finance questions. The questions come from a post called the 20 dumbest personal finance questions at Punny Money. I covered the first 10 questions in the first post and we’ll tie up the last 10 in this one.

Q: How [...]

20 real answers to the 20 dumbest finance questions: Part 1

If Nick at Punny Money does one thing well, it’s creating humor where there sometimes isn’t. His recent post about the 20 dumbest personal finance questions had me laughing with it’s “here’s your sign” sort of answers. Then I got to thinking. Before I started seeking answers to my financial questions, I [...]

Cleaning up the Fiscal Mess we made

As I’ve noted in a few earlier posts(here, here, here, and here), my wife and I are making an effort to partake in a Total Money Makeover. It’s been interesting as we’ve learned quite a bit about our money and where it actually goes. Further, it’s given us a better perspective of where [...]

Monetarily out of control

Inspired by Dave and his Total Money Makeover, my Wife and I have been wading through our finances and the worksheets putting things together and getting things in order.
I really had thought that we had our finances under control. We’ve had a few issues, but mostly we keep pretty good records and pretty good [...]

Savings started, now what?

I’ve got the ING account all set up and tied to my Credit Union account as well as to my PayPal account. The beauty of that is that I will be able to siphon off some of the profit from our little side eBay business in order to meet our savings goals.
What are our [...]

$100,000 gift? Now what?

What if you received a $100,000 gift?  What would you do with it?  What would you buy? What would you pay off?  These are the questions that Jade asked of me in a comment.
HI I wanted to see if any of you financially wise people could give me some advice.
My relatives have been talking about [...]

New Year Cleaning time

It’s that time of year again.  Time to take a long hard look at your finances and your accounts and make  all the necessary changes to ensure a great new year.
Here’s what I plan on doing with my things.
First, I need to take a hard look at my budget.  We’ve had a few shortcomings in [...]

That’s not a Knife…

This is a knife.
No, this hasn’t been transformed into a site about Bowie Knives and odd Australians caught out of their element in New York.
Sometimes, the “knife” that you use to cut expenses just isn’t big enough.  Sometimes you have to look at your expenses and say “This is a knife!”
Desperate times call for desperate [...]

Pay off Student loans before Mortgage?

MoneyDummy at One Money dummy getting smarter says she’s convinced.  One should pay off his/her student loan debt before buying a house or concentrating on paying off a mortgage.
I couldn’t disagree more.  Certainly, there is something to be said about having no other debt except for your mortgage.  However, I think that this is more [...]