It’s almost time for our church’s annual Christmas program. Of course one of my daughter’s is in the program so I am pretty excited. As I am sitting waiting for the program to start, I started thinking about Christmases past. What struck me the most as I took a trip down memory lane is how [...]
I haven’t been saying much about money lately, because, well, there hasn’t been much to say. I’ve stuck to my budget, and had enough money to buy the things I need to buy. There were two unexpected expenses last month: a very minor traffic accident and a doctor’s visit about an eye infection, each which [...]
I work in a church office with 11 employees. Some of the staff give gifts at Christmas, others don’t. It can be somewhat awkward at times. So what my wife and I do is buy/prepare a nice lunch for the staff. We announce what day ahead of time; we set it up in the kitchen; we [...]
In a previous post I mentioned that my family had some big bills coming. I also mentioned that we have approximately $14,000 in a Home Equity Loan. Both of these are connected to the biggest investment of our life.
For over 14 years, our family consisted of my wife and I. Then a friend of [...]
The Fed, for short, dropped the federal fund rate today as expected. The surprise is that they dropped the rate by .5% rather than the expected .25%. What in the world does that mean to you? Maybe nothing, but maybe a lot.Any sort of variable interest rate is based on the federal [...]
Every month, I spend an absolutely absurd amount of money on food and groceries. I buy food for a family of 3 ( Wife, son, and myself ), and I rarely come in under the $1,000 per month mark for food. It’s horrible. I know that a huge part of my problem is that we eat [...]
Flexo over at Consumerism Commentary, ( one of my favorite personal finance blogs ) asked what sounds to be a silly question - Should you include your clothes when determining your net worth? While it sounds goofy, what is net worth really? The value of all your assets, minus the amount of all [...]
Hello all, just wanted to take a moment to introduce myself. I’m Leroy Brown, the new owner of Penny Saved. You can also find me at Green Llama, which ranges in topic from making money online, all the way to random crap.
Anyway, back to the topic at hand. Yes, this site has changed ownership, but [...]
I want to take the opportunity to introduce everyone to pfdirectory. It’s a web directory of Personal finance related sites. Feel free to head on over and add your site/blog/whathaveyou to the site. All it requires for the free link is a reciprocal link back. Just add it to your blogroll [...]
I’m future posting this. As you read it, I’ll be in a seminar of some sort at a conference center in New Orleans.
As a result of that, posting is going to be really, really sparse. As in probably not at all. Enjoy the week, and the silence. I’ll be back in stride sometime around the [...]
