Taking the Plunge

I have been thinking about getting an on-line checking account for some time. Well, I have finally taken the plunge. I decided to go with ING’s Electric Orange account. It’s different than others, with no actual checks - in fact everything is done on-line. It also doesn’t have the highest interest rate. But I think [...]

Eight Goals for 2008

1. Eat at least three different fruits &/ vegetables per week. Pretty straightforward–this week, it’s been spinach, red lettuce, and onions in salads. I need to get more fresh foods in my diet.
2. Be able to type 60 wpm by March 1st. I’m a two-finger typist, and I clock in at about 38 wpm. I’ve [...]

On-Line Savings Accounts

Currently, I have three on-line savings accounts. The first one I opened was Emigrant Direct (currently paying 4.75%). This is where I keep my emergency fund and savings. The second I opened was Capital One (currently paying 4.4%). I keep short term savings in there - saving for Christmas, Car Insurance, Real Estate Taxes [...]

Embracing the Simple Joy of Freebies

I love free stuff.
I have an entire wooden box with filled with tea bags I received for free. In fact, the box itself was a freebie. It was given to the woman who ran my college’s bookstore by the school’s food service company as a holiday present, only it was originally filled with chocolate turtles. [...]

Adventures in Frugal Cooking

Last night for dinner, I made veggie soup. The ingredients were all things I had lying around in my pantry and refrigerator. Here is what it included:
-two cans chicken stock
-small can tomato paste (the fancy Muir Glen organic kind that I got for less than the generic with a coupon)
-four cups water
-one bag frozen corn
-one [...]

My Foodstuff Habits, and Why They Add Up to a Lower Grocery Bill

In comparison to some people I know, I’ve never spent much money on food. At the same time, food is easily one of my biggest expenses–it’s just that I don’t buy much else! Here are some of the ways I save money on groceries. Please note, this list is meant to be descriptive of what [...]

HSBC Lowers Rate to 4.50 APY

The rate for HSBC’s popular Online Savings Account just dropped from 5.05 APY to 4.50 APY. This drop was no doubt prompted by the Fed’s own rate drop. I got so caught up in the fact that borrowing money became cheaper, than I forgot all about earning less on my savings. Fortunately [...]

Chase doesn’t want your business

A loyal Chase customer was blindsided the other day by one of Chase’s bizarre policies. You can read the full story by following the link at the end, but this is the gist of it. If you keep money in a Chase savings account, and do not post any transactions for a three [...]

Sex pays

Not literally though.  Well… unless you live in a place where that kind of thing is legal and then I guess it might.  I digress.
One of the nuggets that I almost missed in the Carnival of Personal finance this week(did I mention I was in it?) was a nice little list of the “Top 10 [...]

The cost of not doing yard work

If you’re like me and just about every other home owning person I know, spring means it’s time for yard work.  And with that usually comes the enemy of you and me, procrastination.  It’s easier to put off doing the yardwork until another day.  The lawn isn’t that tall.
But this isn’t a post about procrastination [...]