Debt can be a scary thing, unless you manage it properly. Once you get to the point of only taking on debt that you want to, then you have some luxuries that others do not. What I’m getting at is this - once your current debt load is under control, it’s not necessarily [...]
I’ve read two interesting articles on Bill Pay lately. One from MSN Money and the other from The Money Mythos. (both via My Money Blog) And in each of them, they bash Bill Pay and EFTs.
In Jon of Money Mythos’ story, he tells us about a horrible experience he had with an EFT and the [...]
According to CNNMoney, foreclosure is expected to reduce the number of home owners by nearly 2.4 million in the coming years. What that means is that after the huge housing boom and plateau (I still don’t think it’s burst) we’ll be 1 million homeowners less than when it started.
So much for that boom. Set us [...]
Inspired by Dave and his Total Money Makeover, my Wife and I have been wading through our finances and the worksheets putting things together and getting things in order.
I really had thought that we had our finances under control. We’ve had a few issues, but mostly we keep pretty good records and pretty good [...]
According to the Mortgage Advice Bureau(via Guardian Unlimited) the number of mortgages for greater than 100% of the assessed value of the home is on the rise.
Mortgage Advice Bureau (MAB) said homebuyers opting for a 100% mortgage rose by 21% last year, while those opting to borrow more than the worth of their property grew [...]
We’ve all seen them. “FREE LAPTOP!!” they exclaim. But is there any truth to their claim?
While the laptop may end up coming to you for free, it’s still gonna cost you. Nothing in life is free my friends. And common sense will tell you that anyways. How on earth could those companies manage to give [...]
Your Credit Advisor has a post on the 102 personal finance tips your professor never taught you. And it’s very nearly exhaustive. I couldn’t think of any others that needed to be added. Can you?
Take a few minutes and read them over. Discuss.
Technorati Tags: personal finance, tips, credit advisor
Income is great. Without it, we wouldn’t have any money to spend on the things we need. Like housing, transportation, food, iPods. Well, maybe not iPods.
Unfortunately, most of us make our income the old fashioned way. We earn it. We go to work every day and work our 8,9,10 or more hours and at the [...]
Mortgage rates are on the rise. Tales of flippers going bankrupt and generally losing money. The next to go are people with ARM(Adjustable Rate Mortgage) loans.
An ARM loan gives a nicer lower rate at first, but then adjusts down the road. Sometimes it’s a year, sometimes it’s five. While the rates are still fairly bearable, [...]
My wife and I began what has become the very busy wedding season this fall last weekend. I was an usher in an old college buddy’s wedding.  It was a very nice affair, but it got me to thinking. “How much did all this cost?”
While courtesy requires that I not ask directly, I did do [...]
