One of the opportunities I have as a Pastor is to do counseling. Being part of a multiple pastor staff, my counseling tends to fall into two areas: Premarital counseling (which I do with my lovely wife), and financial counseling. Over the years, I have noticed a trend. When counseling couples who are having [...]
My roommate and I went to go see Beowulf at the local movie theater last night. When we arrived, we were somewhat disappointed to discover that the ticket price had gone up $1.00–from $3.00 to $4.00 a person. I had a coupon for a free small popcorn with every ticket purchase, so we got two [...]
I got my first grown-up paycheck on November 1st. It was for $1,977.99 after taxes and health insurance. I started my new job on Oct. 1st, so it’s been a long time coming! But being a paid on a monthly basis is not that bad of a thing from a budget planning perspective. It makes [...]
Every day you make financial choices - all of which can have a direct impact on your financial health today and in the future. They may not seem important at the time, but they are. The question you must learn to ask yourself before you buy anything is simple - Do I want [...]
I’m on a cost-cutting spree, focused intently on my monthly food bill. I’ve decided to cut back drastically on eating out, which will save me quite a bit of cash, provided that I stick to it. As I was sitting at work today, eating a turkey sandwich, some carrots, grapes, and drinking a bottle of [...]
I feel like this is car week at A Penny Saved - I keep coming back to cars. I think the reason I’m doing that is because cars are potentially a very large part of our budget - and they’re critical to our well-being. After all, it’s tough to get to work and make money [...]
