Sure, we love to save Penny’s, Invest wisely, etc. But at times we can forget how blessed we are. As a reminder, take a jump over to www.globalrichlist.com This is a site that will tell you how rich you are compared to the world. For example, I make a little less than $60,000 a year. [...]
Yes, it is true. The sky is not falling and the world is not ending, although you wouldn’t be able to tell from the media. Yes it is rough out there financially, and I personally have friends who cannot get jobs or are possibly losing theirs. But it is not the end (as a [...]
I can get discouraged when it comes to finances. Especially when in seems that it will take forever to get out of debt. That’s when I have to remind myself about the goal. For me, just getting out of debt is not enough - but what I can do once I get out [...]
Yea! After over four years, the last of the adoptions is done. Our 7, 6, and 5 year old are now legally ours. As the judge said, the state is just acknowledging what is already a fact - that they are our children! The three girls are sisters (same mother, 3 different fathers). Now only [...]
Sigh. It looks like I am stuck for now with my Home Equity Loan. I had hoped to switch to a new lender for several reasons:
My current lender rate is a fixed 6.9%. I was able to find a fixed rate at 4.9% (for a limited time locally)
My current lender only allows for a direct [...]
My last trip to the grocery store went well. I bought:
4 cans Progresso vegetarian vegetable soup, 10/$10 sale - $1/4 coupon, $3.00
4 cans generic beans (2 black, 2 kidney), 4/$2 sale, $2.00
1 box Pop Secret low-fat popcorn, 10/$10 sale - $0.40/1 coupon (doubled), $0.20
2 packs Aunt Millie’s whole grain English muffins, 10/$10 sale, $2.00
1/2 gallon [...]
My current FD principal is $12,420.39! Yay!
So, I guess it’s time to set a mini-goal for March. I think getting my principal to under $11,850Â by March 31st sounds reasonable… not too easy, and not too hard. I love watching the principal melt away. [...]
So, my roommate’s tribal membership (he’s half Chippewa) finally came through. He applied over seven years ago, but there was a backlog, and so it is now, when he is almost finished with his master’s degree, that he has finally received the tribal membership that would’ve paid for his entire college education. Instead, he has [...]
Sometimes I am amazed at how fortunate I am. Financially, I have enough to provide for my needs and many of my wants, all while putting more than the minimum towards my student loans and saving for my future. I work at a small company with a relaxed environment and friendly co-workers, doing work that [...]
One of the opportunities I have as a Pastor is to do counseling. Being part of a multiple pastor staff, my counseling tends to fall into two areas: Premarital counseling (which I do with my lovely wife), and financial counseling. Over the years, I have noticed a trend. When counseling couples who are having [...]
