A Penny Saved is all about personal finance, and helping you become more financially free. I’m not rich ( yet ), nor am I debt free. But I have learned a lot about finances over the last few years, and I’d like to share it with all of you, and get your feedback along the way.

A Penny Saved… and it’s Authors are not Licensed Financial Advisors. Any Information or Advice should be reviewed with your financial advisor before any action is taken. A Penny Saved…, It’s owner, and it’s authors can not be held responsible for any losses that occur as a result of use of information or advice found here.

Please also assume that I am compensated in some way for everything on this site. That’s not necessarily the case, but please assume so. Again, before you make any significant financial decision, please, please contact a professional.